Ehsaas Nojawan Program Youth Loan Scheme 2025 Lack of employment opportunities and lack of money to start a business is a big problem for the youth in Pakistan. The Khyber Pakhtunkhwa government has identified the real reason for this problem. Ehsaas Nojawan Program Youth Loan Scheme 2025 The reason is that the youth do not get good training and there is less money to start new ideas. That is why the Khyber Pakhtunkhwa government has started a program called “Ehsaas Nawaz Program Youth Loan Scheme”. Ehsaas Nojawan Program Youth Loan Scheme 2025 Through this program, small loans will be given to the youth so that they can start their own businesses and grow.

Apply Now: https://www.pmyp.gov.pk/pmyphome/PMYBALS

Prime Minister’s Youth Entrepreneurship Scheme (YES)

In line with the vision of the Government of Pakistan, Meezan Bank offers the Kamyab Jawan Financing Scheme for the youth. This finance can be applied for only through the Kamyab Jawan portal.The Government of Pakistan has  introduced the “Prime Minister Kamyab Jawan – Youth Entrepreneurship Scheme (PMKJ – YES)” keeping in mind the financial needs of young entrepreneurs and small businesses (SMEs). Under this scheme, loans will be provided to the youth at low interest rates so that they can start new businesses or improve existing ones. As per the government’s directives, 25 percent of this financing is reserved for women.

Eligibility Criteria

👤 All Pakistani citizens who have a valid CNIC and are aged between 21 and 45 years are eligible for this scheme if they have business skills.

💻 If the business is related to IT or E-Commerce, the minimum age required is 18 years.

👥 This age condition applies to individual business owners.
🏢 If the business is a partnership or a company, then only one owner, partner, or director needs to be within the required age bracket.

🌾 All new and existing businesses, from all sectors (including agriculture), can apply for loans under this scheme.

How to Apply

🌐Apply by visiting the government website.

🏦Select Meezan Bank in Bank Selection.

📝Meezan Bank will review the information provided at the beginning of the application for selection.

💡The bank will review the business idea for the app according to its policy.

📞 If you are eligible, you will be called for an interview.

🔍The bank will verify the information provided by the applicant and continue to review whether the loan has been used properly.

✅If your profile and qualifications match the government scheme and bank policy, the loan will be approved, otherwise it will be rejected.

📲The decision will be communicated to you via SMS on your mobile number.

Also Read: Maryam Nawaz Eid Gift Package 2025– Big Relief & How to Apply

Application Process

📄The application process is very easy, just follow the steps below.

✅Check eligibility: Make sure your age and residency meet the program requirements before applying.

📝Create a business plan: If you are eligible, create a complete business plan that includes your business idea, goals, and future operations. This plan should be actionable and clear.

✅Submit the required online: Go to the program’s online website, upload your complete business plan and submit the application. If your application is complete, the loan amount will also be available through it.

🏦Check Partner Institution: Check Bank Office News or Akhuwat Islam Microfinance Institution according to the type of loan you are applying for.

✅Approval and Disbursement:

If your application is approved, you will be disbursed the amount as per the loan type selected in the relevant application.

Key Features and Public Benefits

💸Interest-free loans: All loans are given interest-free, which is in line with Islamic principles, reducing the financial burden on the youth.

📆 Easy installment repayment: The loan is repaid in easy installments, with a few months of time initially given to allow the business to run smoothly.

🤝Encouragement to work together: The methodology of this project is such that young people work together as an A-team, which instills a spirit of teamwork and shared responsibilities.

👩‍🦱Special support for women and vulnerable groups: This scheme has a special section for women, minorities and other disadvantaged people so that they can also easily get facilities.

Also Read: Punjab Startup Loans 2025 – Massive ₹61 Billion Empowerment for 107,000 New Entrepreneurs

Conclusion

Ehsaas Nojawan Youth Loan Scheme 2025 is a great opportunity for the youth to overcome unemployment and take a step towards self-employment. This program does not just provide financial assistance, but also provides a complete guidance that includes training, guidance and loan facility in easy installments. This effort of the Government of Pakistan and Khyber Pakhtunkhwa is to empower the youth and play a positive role in the country’s economy. If you have a new or existing business idea, apply today and turn your dreams into reality.

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