Definitions and Legal References

This Website (or this Application):
The online platform that enables the delivery of information and services related to government schemes across Pakistan.

Agreement:
Any legally binding or contractual relationship between the Owner and the User, governed by these Terms.

Owner (or We):
PakScheme.com – The individual(s) or legal entity that owns and operates this Website and/or provides the Services.

Service:
The services and informational content offered through this Website as described herein and on the Website.

Terms:
The conditions that apply to the use of this Website and its Services, subject to updates without prior notice.

User (or You):
Any natural person or legal entity accessing or using this Website.

This document represents a binding agreement between you and PakScheme.com.

By accessing or using PakScheme.com or any of its Services, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional applicable terms. If you do not agree to all these terms, please do not use this website.

1. General Conditions

These Terms govern:

  • Conditions under which users may use this Website and its Services.
  • Any other related agreement or legal relationship with the Owner.

2. Website Ownership and Contact

Website: https://PakScheme.com
Owner: PakScheme.com
Address: Bahawalpur Road, Hasilpur, Pakistan
Contact Email: pakscheme.com@gmail.com

3. User Eligibility

To use this Website, you must:

  • Be recognized as an adult under the applicable law of your country.
  • Not be prohibited from using such services by law.

We do not restrict the use of this Website to only business or consumer users.

4. Content Ownership

Unless otherwise stated, all content published on PakScheme.com is either the property of the Owner or used under license.

You may not reuse, reproduce, or distribute any content without explicit permission.

5. External Resources

PakScheme.com may include links to third-party websites for your convenience. We are not responsible for the content, terms, or privacy practices of these external sites.

6. Acceptable Use

You agree to use this Website lawfully and in a manner that does not infringe upon the rights of others or violate any laws or regulations.

7. Limitation of Liability

For Pakistani and International Users:

  • The Website and Services are provided “as is” and “as available.”
  • We do not guarantee uninterrupted or error-free service.
  • PakScheme.com is not liable for indirect or consequential damages, nor for any third-party claims.
  • Liability is limited to the amount paid by the user within the past 12 months (if any).

8. Indemnification

You agree to indemnify and hold harmless PakScheme.com, its administrators, employees, and partners from any claims or liabilities arising from:

  • Your use of the Website or Services
  • Your violation of these Terms
  • Infringement of third-party rights
  • Misuse of your account
  • Violation of applicable laws

9. Intellectual Property

All trademarks, logos, and intellectual property displayed on PakScheme.com are the exclusive property of the Owner or used with permission.

10. Changes and Modifications

These Terms may be updated periodically. Continued use of the Website implies acceptance of the updated Terms. Changes will be posted on this page.

11. Assignment

The Owner may assign or transfer its rights and obligations under these Terms. Users may not transfer their rights without written consent from the Owner.

12. Service Interruption

We may suspend access for maintenance, upgrades, or legal obligations. We strive to notify users in advance whenever possible.

13. Service Reselling

Users may not reproduce, duplicate, copy, sell, or resell any part of the Website or Services without express written permission.

14. Privacy Policy

Please read our Privacy Policy to understand how we collect and handle your personal data.

15. Governing Law and Jurisdiction

These Terms are governed by the laws of Pakistan. Any disputes shall be subject to the jurisdiction of the courts in Bahawalpur, unless otherwise required by applicable consumer protection laws.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in effect.